The Wealthy Backpacker

Privacy Policy
The Wealthy Backpacker USA, LLC

Privacy Policy

Our Commitment To Privacy

This privacy policy was last updated on December 5^th, 2017. Please read carefully.

Thank you for visiting our sites, http://thewealthybackpacker.com and/or http://www.thewealthybackpacker.info (the "Site"). Your privacy is very important to us at The Wealthy Backpacker, and we are committed to protecting and safeguarding your privacy. It is our policy to keep your personal information confidential. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested. Please take a moment to read the following Policy to learn how we handle your personal information.

This Privacy Statement is to inform you about the types of information we might collect about you when you visit our Site, including all subpages and successor pages (collectively referred to as the "Site") how we may use that information, whether we disclose it to anyone, and the choices you have regarding our use of, and your ability to correct, that information. This Policy also applies to all Personal Information collected in the course of the sale of Goods and Services that we offer. This Policy does not apply in respect of Personal Information provided to any website, product or service of any third-party company even if the website links to (or from) our Website. Please always review the privacy practices of any third-party website or company before deciding whether to provide any information.

The Wealthy Backpacker does not collect Personal Information about individuals who visit our site except when the information is specifically provided on a voluntary basis.
Information We Collect

The information we receive depends on what you do when you visit our site. The Wealthy Backpacker will not collect or retain any information about you personally (that is, your name, address, telephone number or e-mail address) unless you choose to provide it to us. If you visit our site to read or download information, we collect and store only the following information: the name of the domain from which you access the Internet (for example, aol.com, if you are connecting from an America Online account), the date and time you access our site and the Internet address of the website from which you linked directly to our site. We use this information to measure the number of visitors to the different sections of our site and to help us make our site more useful to visitors.

We may collect Personal Information (including name, address, telephone number, email address and, when necessary, credit card information) when you:
- Become a The Wealthy Backpacker Independent Affiliate ("IA") or member
- Place an order from our Website
- Return an item or make an exchange
- Inquire about our products and services
- Communicate with customer service
- Place an order through one of our third-party sellers
In addition, you may voluntarily provide Personal Information (such as name, address, email address, and telephone number) to be forwarded to a Wealthy Backpacker IA for the purpose of contacting you with details regarding the Wealthy Backpacker opportunity, including contact by email. In this case, we will keep a record of the contact, including the Personal Information, in your Wealthy Backpacker file. We use this information to provide better service in the event that you contact us again.
The Wealthy Backpacker IA

When you decide to become an authorized Wealthy Backpacker IA, or when you register to shop online as a customer, we will collect Personal Information (such as name, address, email address, and telephone number). This Personal Information is securely stored in your Wealthy Backpacker contact file. You will be assigned an identification number and you will select a password which will be necessary to gain entrance to the website and to access your Personal Information.

You expressly consent to our communicating with you about The Wealthy Backpacker using the information you provided to us. You also attest that you have the legal authority over any telephone number you provide to us and can provide us with the authorization to contact you. This means we may contact you, in person or by recorded message, by e-mail, telephone and/or mobile telephone number (including use of automated dialing equipment), text (SMS) message, or any other means of communication that your wireless or other telecommunications device may be capable of receiving.

We may also collect non-personally identifiable information from you when you visit the Site (e.g., your IP address, browser type, domain name, etc.). This information is collected and analyzed in the aggregate in order to improve the function and content of the Site.

Use of Information

Personal Information will not be sold or otherwise transferred to unaffiliated third parties without the approval of the website user at the time of collection. The user will have the opportunity to indicate whether he or she would like to "opt out" of receiving promotional and/or marketing information about other products, services and offerings from The Wealthy Backpacker and/or any third parties. Further, notwithstanding any "opt out" of promotional information by the user, The Wealthy Backpacker reserves the right to contact a customer or IA regarding account status, changes to the IA Agreement and other matters relevant to the underlying service and/or the information collected.

We use the information that is collected about you for a variety of purposes, such as confirming and fulfilling orders, referrals to service partners, adding you to our e-mail subscription list, providing your name to a Wealthy Backpacker IA in connection with potential interest in The Wealthy Backpacker products or the business opportunity. We also use the information in analyzing trends and statistics, enhancing the operation of the website.

From time to time you may voluntarily provide Personal Information to complete questionnaires or to participate in contests, polls or personalized assessments. We use this information to improve our products and services. We may also use your Personal Information to provide you bulletins and other marketing information we think would be of particular interest to you concerning things such as new products or website features. But you always have the opportunity to let us know if you do not wish to receive unsolicited promotional materials from us, and we will make every reasonable effort to honor such requests.

As an independent affiliate you can be compensated for helping bring other Independent affiliates to the Wealthy Backpacker sales force. Therefore, if you have been brought to our attention by another IA (introducing affiliate) we will will share your Personal Information with the introducing affiliate. All affiliates must agree that such information is confidential, and not to share this information with any non-affiliated third parties, and are obligated to observe the intent of this Privacy Policy.

We work with affiliated businesses we do not control, such as product and service sellers on our website. We share customer information related to any transactions between you and that third party.

We may share Personal Information you provide online with other Wealthy Backpacker-affiliated entities and/or trusted business partners with whom we collaborate. We may employ third party vendors to perform functions on our behalf. Examples may include e-mail administrative functions, processing credit card payments, and providing customer service. These vendors will be bound by contract to use confidential data only for those purposes for which they are hired.

The Wealthy Backpacker may disclose Personal Information to a third party in the event that The Wealthy Backpacker sells all or part of its assets to such third party or merges with or is acquired by the third party.

Except as stated above or when necessary to share your information with Wealthy Backpacker agents or business partners for the purposes of performing services for The Wealthy Backpacker, your personal information (name, address, telephone number, e-mail address or other information) will not be provided to any third party without your prior consent. We have restricted our agents and business partners from using your personal information in any way other than to provide the services contracted for by The Wealthy Backpacker.

We may disclose the information that we collect about you when we have reason to believe that it is necessary to identify, contact or bring legal action against persons or entities that may be causing injury to you, to us or to others. At times, we may be required by law or legal process to disclose your personal information, and we may also disclose information when we believe the law requires it. We may also disclose information about you if we believe that disclosure is necessary for the public interest.

Users may always "opt out" of further promotional contacts at any time. Also, upon request, The Wealthy Backpacker will take reasonable efforts to delete a user's personal information from its database. It may be impossible to delete a user's entry without some residual information because of backups and records of deletions.

Cookies

Like many websites, the The Wealthy Backpacker website uses "cookie" technology. A "cookie" is a small data file transferred to your computer's hard drive that allows a website to respond to you as an individual, gathering and remembering information about your preferences. When you first connect to our site, the cookie identifies your browser with a unique, random number. The cookies we use do not reveal any personal information about you, except perhaps your first name so we can welcome you on your next visit. Cookies help us understand which parts of our websites are the most popular, where our visitors are going, and how long they spend there. We use cookies to study traffic patterns on our site so we can make the site even better.

By accessing and using our website and services, you consent to the storage of cookies, other local storage technologies, beacons and other information on your devices. You also consent to the access of such cookies, local storage technologies, beacons and information by us or our representatives or agents.

If you wish to opt out of having cookies set on your browser, the only way to ensure that this happens is to manage the settings on your web browser to delete all cookies and disallow further acceptance of cookies. Note that disabling cookies on your browser prevents The Wealthy Backpacker from tracking your activities in relation to our Website and Services. However, it may also disable many of the features available through our Websites and Services and some aspects of our Services may not work properly if you do so. For more information, refer to your browser’s technical information. You may also consider visiting aboutcookies.org, which provides helpful information about cookies.

Data Security

It is our intent to protect against the loss, misuse or alteration of information that we have collected from you. However, no data transmission over the Internet can be guaranteed to be 100% secure and while we strive to protect your personal information, we cannot guarantee or warrant complete security.

We use a variety of current technologies and processes for protection of data. We limit the information we provide to outside companies with whom we contract to only what they need to carry out their responsibilities. When you make a purchase on our Website, your transactional information is transmitted in a safe, encrypted format.

Every user that has an account on the Website is responsible for (i) keeping his or her account password confidential and secured, (ii) avoiding unauthorized access to his or her computer; and (iii) keeping the e-mail address associated with that account current (you acknowledge that it is important to keep the e-mail address associated with that account current because although you may be able to log into your The Wealthy Backpacker account using an old e-mail address, you will not receive messages from The Wealthy Backpacker about your orders and inquiries or other matters).

You shall be responsible for protecting the confidentiality of your password(s). You acknowledge that, although the Internet is often a secure environment, sometimes there are interruptions in service or events that are beyond our control, and The Wealthy Backpacker shall not be responsible for any data lost while transmitting or receiving information on the Internet.

The Wealthy Backpacker will retain your personal data only for business/legal purposes and will securely destroy your personal data when it is no longer needed.

Third Party Websites

The Site may provide hyperlinks, which are highlighted words or pictures within a hypertext document that, when clicked, take you to another place within the document, to another document altogether, or to other websites not controlled by The Wealthy Backpacker. These hyperlinked websites may contain privacy provisions that are different from those provided herein. The Wealthy Backpacker is not responsible for the collection, use, or disclosure of information collected through these websites or links, and we expressly disclaim any and all liability related to such collection, use, or disclosure.

Protection of Children's Privacy

The Site is a general audience website that is not specifically designed or targeted at children. If you are under 18, you may use the Site only with involvement of a parent or guardian. We abide by the requirements of the U.S. Children's Online Privacy Protection Act (COPPA) and other relevant laws. We do not knowingly collect, use or disseminate any personally identifiable information from children under the age of 13. If, however, we become aware that personally identifiable information regarding a child under the age of 13 has been collected at the Site, we will delete such information from our records.

Special note for residents of California.

Your California Privacy Rights.

Under California Civil Code § 1798.83, we are required to disclose to consumers the following information upon written request: (1) the categories of personal information that we have disclosed to third parties within the prior year, if that information was subsequently used for marketing purposes; and (2) the names and addresses of all such third parties to whom such the personal information was disclosed. We hereby disclose that we have not disclosed any such personal information regarding any California resident during the one-year period prior to the effective date of this Privacy and Information Security Policy. California residents seeking additional information on this requirement or our privacy practices in general may write to Customer Service at mywealthybackpacker.com or support@mywealthybackpacker.com with the headline "PRIVACY REQUEST" in the message line. They may also send paper mail to The Wealthy Backpacker USA, LLC, 6015 S. Virginia Street, Suite E188, Reno, NV 89502. Please write "Attention: PRIVACY" in the address.

How to Access or Correct Your Information

If you identify any inaccuracy in your personal information, or you need to make a change or would like to verify such information, please contact us so that we may update our records or you may go online to The Wealthy Backpacker' website and update your own information. The Wealthy Backpacker contact information is set forth below. We will use commercially reasonable efforts to accommodate all such requests.

Modifications to Policy

The foregoing policies are effective as of December 5th, 2017. The Wealthy Backpacker reserves the right to change this policy at any time and will notify users of the existence of a new Privacy Policy via e-mail or by posting the latest version on our Site. Any changes to this Policy will be effective immediately upon notice. Use of the Site after notice of changes will be deemed acceptance of such changes. Be sure to review this Privacy Policy periodically to ensure that you are familiar with the most current version. This statement and the policies outlined here are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

How To Contact Us

If you have any concerns about our use of your information or about this Privacy Policy, please send mail to The Wealthy Backpacker, 6015 S. Virginia Street, Suite E188, Reno, NV 89502, send an email to support@mywealthybackpacker.com, or call +1-800-360-4057. We will make every reasonable effort to address your concerns.

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Terms of Use
The Wealthy Backpacker USA, LLC

Terms of Use

This terms of use was last updated on December 5^th, 2017. Please read carefully.

PLEASE READ THE FOLLOWING AGREEMENT CAREFULLY. IT CONTAINS VERY IMPORTANT INFORMATION REGARDING YOUR RIGHTS AND OBLIGATIONS, INCLUDING LIMITATIONS AND EXCLUSIONS THAT MIGHT APPLY TO YOU.

Welcome to The Wealthy Backpacker, and thank you for visiting the www.mywealthybackpacker.com, www.thewealthybackpacker.com and/or www.mywealthybackpacker.com websites (the "website"). This Agreement sets forth the legal terms and conditions of your use of the Wealthy Backpacker website, and various related sites and services. Your use of this website is subject to your compliance with all the terms, conditions, and notices contained or referenced in this Agreement, as well as any other written agreement between us.
1. Acceptance of Terms.
  The Wealthy Backpacker USA, LLC ("Wealthy Backpacker" or "we", "us", "our") provides access to the Wealthy Backpacker website, subject to your acceptance of this website User Agreement ("Agreement"). BY CLICKING ON THE "I AGREE" BUTTON OR OTHERWISE USING THE www.mywealthybackpacker.com, WEBSITE, YOU AGREE THAT YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT AND AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. If you agree, click on the "I AGREE" button on the registration page. If you click "I AGREE" without actually reading or printing this license agreement, you will nevertheless be legally bound. If you do not agree to be bound by the terms of this Agreement, you will not be able to proceed with the registration process and become a Wealthy Backpacker Independent Affiliate (IA).
  
  IF YOU DO NOT WISH TO BE BOUND BY THIS AGREEMENT, PLEASE EXIT THIS SITE NOW. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS WEBSITE, OR ANY PRODUCTS, SERVICES, CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS WEBSITE, IS TO STOP USING THIS WEBSITE AND THE APPLICABLE PRODUCTS, SERVICES, CONTENT OR INFORMATION.
  
  When using a particular feature of the website, you may also be subject to any posted guidelines, rules, terms of service, acceptable use policies, privacy policies, or other contractual provision as noted. The Wealthy Backpacker may update this Agreement from time to time without prior notice to you. We encourage you to review this Agreement periodically for any updates or changes.
  
  IF YOU ARE A WEALTHY BACKPACKER INDEPENDENT AFFILIATE (hereafter, IA) MARKETING THE WEALTHY BACKPACKER FINANCIAL BULLETINS YOU ARE BOUND BY ADDITIONAL TERMS AND CONDITIONS CONTAINED IN YOUR WEALTHY
2. Eligibility.
  You represent and warrant that you are at least 18 years old and are of sufficient legal age to use the website and to enter into the binding legal obligations you may incur as a result of use of the website. You agree to be financially responsible for any liability you may incur as a result of using the website or The Wealthy Backpacker financial bulletins.
3. Access and Passwords.
  AAs part of our registration process you may have selected a particular username and password that will entitle you to enter password protected areas of the website. By registering, you agree that all information provided in the registration process is true and accurate and that you will maintain and update this information as required in order to keep it current, complete, and accurate. You agree that you are the only individual entitled to access the site using your username or password, and you agree not to permit others to access the site under your sign-up information. You may not assign or otherwise transfer your account to any other person or entity. If you lose your username or password our system can quickly generate you a new one. Just contact us support@mywealthybackpacker.com or click the "forgot password" link on the sign in page. If you purchase our products or services, you agree to provide The Wealthy Backpacker with accurate, complete, and updated information required when registering online ("Registration Information"), or purchasing online or offline, including your name, address, telephone number(s), and applicable payment information (e.g., credit/debit card number, billing address, and expiration date ("Billing Information") and provide The Wealthy Backpacker and its payment processor express authorization to charge said fees at the time of purchase and in the case of financial bulletin subscriptions, on a monthly basis after signing up. Failure to comply with this provision (including without limitation falsification of any Registration Information or Billing Information) may, at The Wealthy Backpacker's option, result in immediate suspension or termination of your right to use the services.
4. Use of the website.
  YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. You understand that The Wealthy Backpacker cannot and does not guarantee or warrant that files available for downloading from the website will be free of infection or viruses, worms, Trojan horses, time bombs, cancelbots or other computer programming routines that are intended to intercept or expropriate any system, data or personal information, or to damage, detrimentally interfere with any system. You are responsible for implementing sufficient firewalls, virus protections and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the website for the reconstruction of any lost data.
5. Online conduct.
  IAs and users agree that they are solely responsible for the content or information IAs and users publish, post or display on the website, or transmit to other IAs and users.
  
  You agree to use the Service in a manner consistent with any and all applicable laws and regulations that you will not post any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, national or international law. You agree that you will not post on the website, or transmit to other IAs and users or employees, any defamatory, inaccurate, abusive, obscene, profane, offensive sexually oriented, threatening, harassing, racially offensive, or illegal material, comments, suggestions, photos, or any material that infringes or violates another party's rights (including, but not limited to, intellectual property rights, and rights of privacy and publicity). Please notify us of any material contained on the website that you believe infringes these rules by sending an email to support@mywealthybackpacker.com. You will not engage in advertising to, or solicitation of, other IAs and users to buy or sell any products or services through the website. You will not transmit any chain letters, spam or junk email to other IAs and users. You will not harvest or collect personal information about other IAs and users whether or not for commercial purposes, without their express consent. You will not use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine", or in any way reproduce or circumvent the navigational structure or presentation of the website or its contents. You will not "frame" or "mirror" any part of the website, without our prior written authorization. You also shall not use metatags or code or other devices containing any reference to The Wealthy Backpacker or the website in order to direct any person to any other website for any purpose. You will not modify, adapt, sub-license, translate, sell, reverse engineer, decipher, de-compile or otherwise disassemble any portion of the website or any software used on or for the website or cause others to do so. You will not post, distribute or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior consent of the owner of such proprietary rights. We reserve the right to terminate or restrict your access to the website if, in our opinion, your use of the website may violate any laws, infringe upon another person's rights or violate the terms of this Agreement.
6. Links to Other websites.
  The Wealthy Backpacker expends great efforts to provide only high quality web resources that are valuable and appropriate. However, because The Wealthy Backpacker does not have control over the changing nature of content on sites that are listed in its links, The Wealthy Backpacker lists third party sites for use at the user's risk and explicitly disclaims any responsibility for the accuracy, content, or availability of information the resources may contain. Subsequently, The Wealthy Backpacker does not warrant or guarantee that information from a listed site will not contain material that is inaccurate, or which some individuals may deem inappropriate or objectionable.
7. Intellectual Property Notice and Infringement Claim Procedure.
  The contents of the website, such as text, graphics, logos, audio clips, video, photographs, software, and other information (the "Content") is the property of The Wealthy Backpacker and/or its affiliates or partners, and is protected by federal and international copyright and trademark laws, or other proprietary rights. These rights are protected in all forms, media and technologies existing now or hereinafter developed. You may print and download portions of material from the different areas of the website solely for your personal non-commercial use or your non-commercial use or as otherwise permitted in writing. No portion of the Content may be reprinted, republished, modified, or distributed in any form without the express written permission of The Wealthy Backpacker, unless otherwise noted. Certain content may be licensed from third parties and all such third party content and all intellectual property rights related to the content belong to the respective third parties. You may not remove, alter or modify any copyright, trademark or other intellectual property or proprietary notice or legend contained on the website or the Content. Any rights not expressly granted by this Agreement or any applicable end-user license agreements are reserved by The Wealthy Backpacker. The Wealthy Backpacker, its logos, and all product and service names, company names, and other logos, unless otherwise noted, are trademarks and/or trade dress of The Wealthy Backpacker USA, LLC. The use or misuse of any Marks or any other materials contained on the website, without the prior written permission of their owner, is expressly prohibited. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent or trademark of The Wealthy Backpacker or any third party. ANY UNAUTHORISED USE OF ANY MATERIALS CONTAINED ON THIS WEBSITE MAY VIOLATE COPYRIGHT LAWS, TRADEMARK LAWS, THE LAWS OF PRIVACY AND PUBLICITY, AND COMMUNICATIONS REGULATIONS AND STATUTES. Any material, information, or idea you submit to us or the Site by any means may be disseminated or used by us without compensation or liability to you for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products. We have no obligation to keep any submissions confidential, return any materials that you submit to us, or compensate you for the use of any such materials under any circumstances. You hereby irrevocably waive any claims based on our use of any materials, ideas, or information that you submit to us. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Company's copyright agent the following information required by the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act, 17 U.S.C. § 512: (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyright work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; (c) identification of the material that is claimed to be infringing or to be the subject of infringing activity and information reasonably sufficient to permit us to locate the material; (d) information reasonably sufficient to permit us to contact the complaining party; (e) a statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (f) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Company's copyright agent for notice of claims of copyright infringement on or regarding the Websites can be reached as follows: By mail: Attn: Copyright Agent The Wealthy Backpacker USA, LLC 6015 S. Virginia Street, Suite E188 Reno, NV 89502 send an email to support@mywealthybackpacker.com, or call +1-800-360-4057
8. Limitation of Liability.
  THE INFORMATION, SERVICES, PRODUCTS, AND MATERIALS CONTAINED IN THIS WEBSITE ARE PROVIDED ON AN "AS IS" BASIS WITH NO WARRANTY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEALTHY BACKPACKER DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO SUCH INFORMATION, SERVICES, PRODUCTS, AND MATERIALS, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN ADDITION, THE WEALTHY BACKPACKER DOES NOT WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS WEBSITE OR THROUGH MONTHLY BULLETINS IS CURRENT, COMPLETE, OR ERROR-FREE. SOME STATES/PROVINCES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU. UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY, TORT, CONTRACT, OR OTHERWISE, SHALL THE WEALTHY BACKPACKER, ITS SUBSIDIARIES, AFFILIATED ENTITIES, OFFICERS, EMPLOYEES, AGENTS, LICENSEES OR LICENSORS, OR ITS SUPPLIERS OR RESELLERS (EITHER JOINTLY OR SEVERALY) BE LIABLE TO YOU OR ANY OTHER PERSON, INCLUDING WITHOUT LIMITATION, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL DAMAGES OR OTHER LOSS OF ANY CHARACTER, RELATING TO THE WEBSITE, THE COMMUNITY OR CONTENT, THIS AGREEMENT OR ACTIVITIES RELATING THERETO EVEN IF THE WEALTHY BACKPACKER SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS SECTION TO BE UNENFORCEABLE, THEN THE WEALTHY BACKPACKER'S LIABILITY WILL BE LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY APPLICABLE LAW.
9. Online Purchases and User Name and Password.
  If you are purchasing goods or services online for the first time, we will request the ID number of your referring IA. If you have no referring IA, then none is required. In connection with any future orders, you will be asked to input Your Wealthy Backpacker I.D. Number. You are solely responsible for all activities within your account under your password and Your Wealthy Backpacker I.D. Number. Your password should be treated with care and should not be disclosed to anyone. You cannot use your password or anyone else's password for any unauthorized purpose. You indemnify The Wealthy Backpacker and its staff from all claims and liabilities made by a third party resulting from all activities incurred within your account. In consideration of your use of the website you agree to: (i) provide true, accurate, and current and complete information about yourself or your organization as prompted by the website (the "registration information"); and (ii) maintain and update the Registration Information to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we may suspend or terminate your account and decline to permit your continued use of the website and future access to the website.
10. Indemnification
  You agree to indemnify, defend and hold The Wealthy Backpacker and its affiliates, subsidiaries officers, directors, employees and agents harmless from and against any and all claims, demands, actions, costs, liabilities, losses and damages of any kind (including actual attorneys' fees) resulting from (i) your use, misuse or abuse of the website, (ii) your use or purchase of services or goods provided through the website, or (iii) your breach of any provision of this Agreement. You will cooperate as fully as reasonably required in The Wealthy Backpacker's defense of any claim. The Wealthy Backpacker reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of The Wealthy Backpacker.
11. Confidentiality.
  For IAs, your user license includes a revocable right to access and use certain trade secret, confidential, and proprietary business information, which includes, without limitation, genealogy information, i.e., information compiled by The Wealthy Backpacker that discloses or relates to the person that referred you or those subscribers you have enrolled or other affiliates that you have helped bring to The Wealthy Backpacker sales force. This includes, without limitation, IA lists, and all IA contact and business performance information. You acknowledge that The Wealthy Backpacker is the exclusive owner of all such confidential information and agree to maintain all confidential information in strictest confidence and to use it only as authorized by The Wealthy Backpacker. You agree not to compile, organize, access, create lists of, or otherwise use confidential information except as authorized by The Wealthy Backpacker under the IA Policies and Procedures, as amended.
12. Linking and Framing Policy.
  This website may contain links to other websites operated by third parties. The linked sites are not under our control and we are not responsible for their content. Such links do not imply our endorsement or guarantee of the products, information, or recommendations provided by any third party site. The third party site may have a privacy policy different from ours and may provide less security than this website. We disclaim all liability with regard to your access to such linked websites. We provide links to other sites as a service to users, and access to any other sites linked to this website is at your own risk. Unless you have a written agreement in effect with The Wealthy Backpacker that states otherwise, you may only provide a hyperlink to the website on another website only if the link is a text-only link clearly marked "The Wealthy Backpacker" or "mywealthybackpacker.com," and the link is directed to the URL mywealthybackpacker.com and not to other pages within the website. In addition, the link, when activated by a user, must display the website full-screen and not within a "frame" on the linking website. Further, the appearance, position and other aspects of the link must not be such as to damage or dilute the goodwill associated with the Wealthy Backpacker name and trademarks or create the false appearance that The Wealthy Backpacker is associated with, approves of, nor is a sponsor of the linking website. The Wealthy Backpacker reserves the right to revoke its consent to any link at any time in its sole discretion.
13. Acceptable and Lawful Use of the website.
  Any information provided to The Wealthy Backpacker in connection with use of the website: (a) shall not be false, inaccurate or misleading; (b) shall not be obscene or indecent; (c) shall not contain any viruses, Trojan horses, worms, time bombs, or other computer programming routines that are intended to intercept or expropriate any system, data or personal information, or to damage, detrimentally interfere with any system.; (d) shall not infringe on any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy; (e) shall not be defamatory, libelous, unlawfully threatening or harassing; and (f) shall not create liability for The Wealthy Backpacker or cause us to lose the services of our Internet service providers or other suppliers. You agree not to interfere or take action that results in interference with or disruption of the website or servers or networks connected to this website. You agree not to attempt to gain unauthorized access to other computer systems or networks connected to this website.
14. Anti-Spam Policy.
  The Wealthy Backpacker strictly prohibits the sending of unsolicited bulk email (spam). Spam is defined for this purpose as sending messages similar in content to any persons, entities, newsgroups, forums, email lists, or other groups or lists unless prior consent has been obtained from the email recipient or unless there is a preexisting business or personal relationship with the email recipient. The Wealthy Backpacker also prohibits using false headers in emails or falsifying, forging or altering the origin of any email in connection with The Wealthy Backpacker, and/or its products and services. The Wealthy Backpacker prohibits engaging in any of the foregoing activities by using the service of another provider, remailer service, or otherwise. If you or anyone you know is "spammed" by someone who is selling or describing The Wealthy Backpacker’s products and services, please contact us promptly so that we make take appropriate action.
15. Privacy Policy.
  Please review our Privacy Policy, which is a part of these Terms of Use Agreement and describes how The Wealthy Backpacker handles any personally identifying information collected from visitors to this Wealthy Backpacker Site.
16. Governing Law, Jurisdiction and Venue.
  This Agreement and access to the website shall be governed by and construed in accordance with the law of the state of Nevada, exclusive of its choice of law rules and matters affecting copyrights, trademarks and patents under U.S. federal law. You hereby irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the courts of the state of Nevada and of the United States of America located in Nevada for any litigation arising out of or relating to use of the website or purchases of services made through the website (and agree not to commence any litigation relating thereto except in such courts). You hereby irrevocably and unconditionally waive any objection to the laying of venue of any such litigation in the courts of the state of Nevada and agree not to plead or claim in any court in the state of Nevada that such litigation brought therein has been brought in an inconvenient forum.
17. Waiver.
  No delay or omission by either party hereto to exercise any right or power occurring upon any noncompliance or default by the other party with respect to any of the terms of this Agreement shall impair any such right or power or be construed to be a waiver thereof. The terms and conditions of this Agreement may be waived or amended only in writing and only by the party that is entitled to the benefits of the term(s) or condition(s) being waived or amended. Unless stated otherwise, all remedies provided for in this Agreement shall be cumulative and in addition to and not in lieu of any other remedies available to either party at law, in equity, or otherwise.
18. Severability.
  In the event that one or more portions of this Agreement shall, for any reason, be held to be invalid, illegal or unenforceable in any respect, such validity, illegality or unenforceability shall not affect any other provision contained in this Agreement.
19. Headings.
  The headings used throughout this Agreement are solely for the convenience of reference and are not to be used as an aid in the interpretation of this Agreement.
20. Assignment.
  You may not assign your rights or delegate your responsibilities hereunder without the express written permission of The Wealthy Backpacker, except pursuant to the sale of your business, or all or substantially all of its assets. The Wealthy Backpacker may, at any time, assign its rights or delegate its obligations hereunder without notice to you.
21. Third Party Beneficiary Rights.
  No person not a party to this Agreement is intended to be a beneficiary of this Agreement, and no person not a party to this Agreement shall have any right to enforce any term of this Agreement.
22. Changes To These Terms of Use.
  We reserve the right, in our sole discretion, to change these Terms at any time. Updated versions of the Terms will be posted here on our website and are effective immediately. The date of the newest version is posted above. Please check back frequently, especially before you use our website, to see if these Terms have changed. Continued use of the website after any changes to the Terms constitutes your consent to such changes.
23. Contact Us.
  If you have any concerns about the website or these Terms, please send an e-mail to support@mywealthybackpacker.com, or call +1-800-360-4057. We will make every reasonable effort to address your concerns and remedy any problems you bring to our attention.
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Policies and Procedures
The Wealthy Backpacker USA, LLC

Statement of Policies and Procedures

This policies and procedures was last updated on December 5^th, 2017. Please read carefully.
1. The Wealthy Backpacker USA, LLC, hereinafter "Company," is a direct selling Company marketing financial education information products and services to the consumer through Independent Affiliates. The policies and procedures herein are applicable to all Independent Affiliates (hereinafter "IAs") of the Company.
2. An IA is one who has completed a Company application and agreement and has been accepted by the Company as an IA. The Company reserves the right to accept or reject anyone as an IA.
3. All IAs must be the age of majority in the state in which they distribute Company products and services.
4. The Company reserves the right to reject any applications for new IAs or applications for renewal.
5. IAs are independent marketing representatives of the Company and are not to be considered purchasers of a franchise or a distributorship. The agreement between the Company and its IAs does not create an employer/employee relationship, agency, partnership, or joint venture between the Company and the IAs. Each IA shall hold harmless the Company from any claims, damages or liabilities arising out of IA's business practices. Company IAs have no authority to bind the Company to any obligation. Each IA is encouraged to set up his/her own hours and to determine his/her own methods of sale, so long as he/she complies with the policies and procedures of the Company.
6. Transaction Submission Integrity. It is essential to the success of the Company, its IAs and customers that submissions of transactions to the Company maintain integrity of communication. It is to be expected that all transactions submissions to the Company, including, but not limited to, IA applications, IA communication, IA financial transactions and consumer transactions, be submitted by the individual or entity involved in the transaction. Third party submission of any and all transactions submissions is prohibited. An IA may not communicate any transactions submissions on behalf of another IA, IA applicant or customer. An IA may not use his or her credit card or bank account on behalf of another individual or IA. This rule is applicable to any and all forms of transactions submissions, including, but not limited to, online, telephone, fax, email, etc.
7. Ethical Conduct. IAs will, at all times, conduct their business in a professional and ethical manner that is supportive to both the Company, bulletin subscribers and other IAs. An IA shall engage in no conduct which negatively impacts, disrupts or impairs the reputation or business of the Company, its products/services or other IAs, including, but not limited to: disparagement of the Company, its officers or employees, its products/ services, customers or other IAs; manipulation of the professional affiliate compensation plan or genealogy structures; undermines or is at odds with the training systems utilized by and authorized by the Company; conduct which is abusive, disrespectful, bullying or intimidating of other IAs, customers, employees, or representatives of the Company; conduct that undermines the relationship between the Company and IAs or relationships between IAs; conduct which disrespects the privacy of other IAs; conduct which is false, fraudulent, dishonest or deceptive in any way; or any other conduct which the Company deems disreputable or, in any way, negatively impacts the Company or other IAs.
8. Sales Compensation: This is NOT a multi-level marketing business. All IA’s are compensated for each individual subscription they sell, for as long as the customer subscribes. If you bring another IA to our independent sales force you receive a monthly commission based on their sales volume. There are no other commissions, levels, bonuses, minimums, group sales volume commissions, requirements, or team bonuses.
9. All IAs are responsible for paying local, state and federal taxes due on earnings from commissions. If you pay taxes in the United States of America, you must submit a W9 and if you pay taxes outside the USA you must submit a W8BEN form. This can be accomplished via your IA website resource center. This must be done in order to receive sales commissions.
10. IAs shall not advertise Company products and services and/or marketing plans except as specifically approved by the Company. IAs agree to make no false or fraudulent representations about the Company, the products, the Company commission structure, or income potential.
11. In order to become an IA, it is necessary to purchase a sales kit which is sold "at Company cost." This "at cost" sales kit fee covers basic and ongoing sales and marketing materials and support in both written and electronic and online media formats, including product and service updates. This is an annual fee that is required to maintain your IA status with the Company.
12. Trademark, Copyright, Trade Names, Advertising.
  1. The name of the Company and other names as may be adopted by the Company are proprietary trade names and trademarks of the Company. As such, these marks are of great value to the Company and are supplied to IA for IA's use only in an expressly authorized manner. IA agrees not to advertise the Company products or services in any way other than the advertising or promotional materials made available to IA by the Company. IA agrees not to use any written, printed, recorded or any other material in advertising, promoting or describing the products or services or the Company marketing program, or in any other manner, any material which has not been copyrighted and supplied by the Company, unless such material has been submitted to the Company and approved in writing by the Company before being disseminated, published or displayed.
  2. The IA, as an independent contractor, is fully responsible for all of his/her verbal and written statements made regarding the product or service and marketing program which are not expressly contained in writing in the current IA agreement, and advertising or promotional materials supplied directly by the Company. IA agrees to indemnify the Company and hold it harmless from any and all liability including judgments, civil penalties, refund, attorney fees, court costs or lost business incurred by the Company as a result of IA's unauthorized representations.
  3. The Company will not permit the use of its copyrights, designs, logos, trade names, trademarks, etc. without its prior written permission.
  4. All Company marketing materials or published intellectual property, whether printed, on film, produced by sound recording, or on the internet, are copyrighted and may not be reproduced in whole or in part by IAs or any other person except as authorized by the Company. Permission to reproduce any materials will be considered only in extreme circumstances. Therefore, an IA should not anticipate that approval will be granted.
  5. A Company IA may not produce, use or distribute any information relative to the contents, characteristics or properties of Company product or service which has not been provided directly by the Company. This prohibition includes but is not limited to print, audio or video media.
  6. An IA may not produce, sell or distribute literature, films or sound recordings which are deceptively similar in nature to those produced, published and provided by the Company for its IAs. Nor may an IA purchase, sell or distribute non-company materials which imply or suggest that said materials originate from the Company.
  7. Any display ads or institutional or trademark advertising copy, other than covered in the foregoing rules, must be submitted to the Company and approved in writing by the Company prior to publication.
  8. All advertising copy, direct mailing, radio, TV, newspaper and display copy must be approved in writing before being disseminated, published or displayed with the exception of blind ads where no reference is made to the Company name or product name.
13. Recording Policy.
  1. Private Video and Recording of Events Prohibited. Audio, video and cellular recording of Company related events is strictly prohibited as they are governed by an all-rights-reserved copyright policy. In accordance with this policy, Company prohibits any and all personal recordings of any Company related event. This includes all Company related conferences, leadership or team meetings, training sessions, etc.
  2. Audio, video, and cellular recordings of Company related events are not permitted; all audio and video recording devices are prohibited on the premises except by the expressed written permission of Company. Any attempt by unauthorized personnel to record these events may result in the confiscation of and forfeiture of the recording device. No recording devices will be allowed into Company related events, and all bags, briefcases, and backpacks are subject to be searched.
  3. Attendance at Company Events; use authorized in Company media. Company events may be recorded by Company. Images, video and audio of people attending or participating in a Company related event may be used in Company published media in business support materials, and for promotions. By registering and attending a Company related event, you agree to allow Company to use your image, video, audio and personal information in these recordings.
14. Internet and Website Policy The Company maintains an official corporate website. IAs are allowed to advertise on the internet through their IA website and approved websites or landing pages. No IA may use the names, trademarks, or logos of the Company without prior consent by the Company. Nor may an IA use "blind" ads on the internet making product or income claims which are ultimately associated with Company products, services or the Company's sales commission plan. Any person using Company names, logos, trademarks, etc. without prior written consent, shall be subject to immediate discipline, including termination of IA status.
15. Prohibition of Sales on Unauthorized Internet Sites. Except with written authorization from the Company, an IA may not sell nor promote Company products on unauthorized internet sites, including, but not limited to auction sites such as eBay, nor internet shopping sites such as Amazon or Craig’s List, nor internet malls.
16. Unsolicited Email. The Company does not permit IAs to send unsolicited commercial email to others unless such emails strictly comply with applicable laws and regulations including, without limitation, the federal CAN SPAM Act.
17. Email Policy Any email sent by an IA that promotes the Company, the Company opportunity or Company products and services must comply with the following:
  1. There must be a functioning return email address to the sender.
  2. There must be a notice in the email that advises the recipient that he or she may reply to the email, via the functioning return email address, to request that future email solicitations or correspondence not be sent to him or her (a functioning "opt-out" notice).
  3. The email must clearly and conspicuously disclose that the message is an advertisement or solicitation.
  4. The use of deceptive subject lines and/or false header information is prohibited.
  5. All opt-out requests, whether received by email or regular mail, must be honored. If an IA receives an opt-out request from a recipient of an email, the IA must forward the opt-out request to the Company.
  6. Except as provided in this section, IAs may not use or transmit unsolicited faxes, mass email distribution, unsolicited email, or "spamming" or use an automatic telephone dialing system relative to the operation of their Company businesses. Unsolicited broadcast distribution of email or other distribution that may be defined as "bulk mail" or "SPAM" is strictly prohibited.
18. Totally Unsolicited or Blind Mass Email. Many "lists" that can be purchased for distribution over the Internet have been illicitly compiled and result in completely unsolicited information being sent to uninterested parties. Since the expense is so low to distribute to these lists, they are even more prevalent than bulk-mailings through traditional channels. Any use of a list not specifically approved by the Company is subject to immediate discipline.
19. Hidden Approval Mass Email. Sites that garner approval by having hidden, discreet or non-prominent "buttons" that are selected by default rather than choice are illegal. For instance, if it is necessary to deselect approval to keep from being added to a list (rather than requesting to be added), the resulting list is illegal. Many supposedly "approved lists" have in fact been gathered illicitly through this means.
20. Third Party Approval for Mass Email Companies that gather approval from inquiries, then sell the lists to third parties where the person giving approval is not informed that a third party will contact them, compile illegal lists. These companies frequently distribute to many third parties who "bury" the user with many emails.
21. Legal and Ethical Email Communication. Email is by its nature personal and mutual: an appropriate Company email is a communication in which both parties are interested. Rather than requiring denial to terminate ("If you want your name removed from this list ..."), it requires consent to initiate. Any email communication which violates this premise is potentially illegal and subjects the author to disciplinary review.
22. Specifically Illegal Practices: False Reply-To Address Any attempt to disguise the identity of the emailer will be taken as evidence for the intent of fraud and subject the sender to immediate discipline.
23. Linking No links may be made from the Company supplied IA website, except as provided or authorized by the Company. Authorized links include:
  1. Links made to a Company IA website for the purpose of Company communication, so long as such communication does not violate the terms and conditions of this agreement and such agreements as a Company IA has with the Company.
  2. Links from blogs and social networking sites joined for the purpose of marketing, and selling the Company products. The trademarks, names, and identities of the Company are for the exclusive use and licensing of the Company. The purpose of the Company licensing of IA sites is to supervise and control the content by which Company products and opportunity are marketed. Any effort to circumvent this authorization and supervision will be regarded as a violation of the rules and regulations and subject to immediate discipline, and social network and/or participating in the conversations of blogs must conform with these standards.
24. Lawful use of the Internet The Company supports all laws and regulations regarding use of the Internet, the Worldwide Web, and all other communication technologies. Any person associated with the Company program found in violation of said rules and regulations, including, but not limited to spamming (unsolicited bulk contact using the Internet), etc., is subject to immediate discipline.
25. Internet Banner Advertising, etc. Banner advertising is bound by the same policies and procedures affecting other forms of advertising and must conform to general policies and procedures.
26. Automatic Telephone Dialing System The term "automatic telephone dialing system" means equipment, which has the capacity to:
  1. Store or produce telephone numbers to be called, using a random or sequential number generator; and
  2. To dial such numbers.
27. Spam Policy The terms "unsolicited faxes" and "unsolicited email" mean the transmission via telephone facsimile or electronic mail, respectively, of any material or information advertising or promoting the Company, its products, its compensation plan or any other aspect of the Company which is transmitted to any person, except that these terms do not include a fax or email:
  1. To any person with that person's prior express invitation or permission; or
  2. To any person with whom the IA has an established business or personal relationship. The term "established business or personal relationship" means a prior or existing relationship formed by a voluntary two-way communication between an IA and a person, on the basis of:
  3. An inquiry, application, purchase or transaction by the person regarding products offered by such IA; or
  4. A personal or familial relationship, which relationship has not been previously terminated by either party.
28. Trade Shows With written authorization from the Company, Company products or services may be displayed at trade shows by IAs. Request for participation in trade shows must be received in writing by the Company at least two weeks prior to the show. Written authorization from the Company must be received before participating in the trade show. When permission is granted, Company products or services and opportunity are the only products or services and/or opportunity that may be offered in the trade show booth. Only Company produced marketing materials may be displayed or distributed. No IA may sell or promote the Company's products or services or business opportunity at flea markets, swap meets, or garage sales.
29. International Sales The Company sells internationally. Therefore, no IA may export or sell directly or indirectly to others who export the Company's products, literature, sales aids or promotional material relating to the Company, its products or services or the Company's program from the United States or its possessions or territories to any other country. IAs may sell subscriptions into international clients.
30. The Company reserves the right to approve or disapprove IA's change of business names, formation of partnerships, corporations, limited liability companies, trusts or other legal entities for tax, estate planning, and limited liability purposes. If the Company approves such a change by IA, the organization's name and the names of the principals of the organization must appear on the IA application/agreement along with a social security number or federal identification number.
31. The IA agreement may be canceled at any time and for any reason by an IA notifying the Company in writing of the election to cancel.
32. If an IA elects not to renew his/her IA agreement, all rights to commissions, cease.
33. Although the Company markets services as opposed to tangible products, it has adopted these buyback rules to promote consumer protection standards, and such rules will be honored in the event the Company offers tangible products at any time. We offer a full 100% money back guarantee on the IA tool kit and subscriptions, if cancellation is within 30 days of purchase.
34. The Company shall be entitled to repayment of any commission previously paid on a sale of product/service if the product/service purchase is cancelled or reversed or a refund paid for a terminated purchase. The Company shall recover the commission by adjustment on the next month's IA check payment. In the event that no commission is available for adjustment in the following month, the IA who has received the commission shall repay the commission paid on the "reversed sale" within 30 days of the Company’s notice to repay.
35. The Company shall be entitled to change product or service prices at any time and without notice, and to make changes in the statement of policy and procedures.
36. Each IA shall comply with all state and local taxes and regulations governing the sale of Company products or services.
37. Selling Other Products Company IAs, as independent contractors, are free to sell or market consumer products or services other than the Company's products with certain restrictions:
  1. An IA shall not engage in any recruiting or promotion activity that targets Company IA’s for other business opportunities either directly or indirectly, by themselves or in conjunction with others,
  2. Nor shall an IA participate, directly or indirectly, in interference, raiding or solicitation activity of Company IAs for other business opportunities. Additionally, no recruiting for other business ventures is authorized at any Company function. Failure to comply with this policy shall cause a Company IA position to be subject to cancellation.
38. On a periodic basis, the Company will supply data processing information and reports to the IA, which will provide information concerning the IA’s commissions, and product purchases. The IA agrees that such information is proprietary and confidential to the Company and is transmitted to the IA in confidence. The IA agrees that he or she will not disclose such information to any third party directly or indirectly, nor use the information to compete with the Company directly or indirectly during or after the term of the agreement. The IA and the Company agree that, but for this agreement of confidentiality and nondisclosure, the Company would not provide the above confidential information to the IA. An IA seeking to sell his/her IA position must acknowledge and agree to this provision prior to the finalization of the sale of their IA position.
39. Vendor Confidentiality. The Company's business relationship with its vendors, manufacturers and suppliers is confidential. An IA shall not contact, directly or indirectly, or speak to or communicate with any representative of any supplier or manufacturer of the Company except at a Company sponsored event at which the representative is present at the request of the Company. Violation of this regulation may result in termination and possible claims for damages if the vendor/manufacturer's association is compromised by the IA contact.
40. An IA shall take appropriate steps to safeguard the protection of all private information provided by a consumer, a prospective consumer and/or other IAs.
41. Death: Upon the death of an IA, the rights and responsibilities of the IA position may be passed on to the rightfully legally documented heir as long as that person has filled out a new IA application/agreement and completed the required training.
42. Disability Should an IA become disabled to the extent that he/she can no longer fulfill the required duties of the Company IA, such disabled IA's legal representative or conservator shall:
  1. Contact the Company within thirty (30) days of the disability and advise the Company of the IA's status and the plans for future man-agement or cancellation of the IA position.
  2. Provide notarized or court confirmed copy of appointment as legal representative or conservator.
  3. Provide notarized or court confirmed copy of document establishing right to administer the Company business.
  4. Should the legal representative or conservator plan to continue the business of the IA position, then he/she shall fill out a new IA application/agreement and receive the required training consistent with the disabled IA’s level at the time of disability.
  5. These requirements shall be satisfied within a deadline of six months.
43. Sale or Transfer An IA may not sell, assign or otherwise transfer his or her IA position without written application and approval by the Company. This paragraph is also applicable to transfer of any interest in an entity that owns an IA position, including but not limited to a corporation, partnership, limited liability company, trust or other non-individual legal entity.
44. An IA may not add a co-applicant to their IA position and thereafter, remove their name from the IA position, in an effort to circumvent the Company’s sale, assign, delegate or merger procedure. The primary IA must wait twelve (12) months after adding a co-applicant to the IA position before they are allowed to remove their name from the IA position. It is prohibited to use a sale or transfer to attempt to circumvent Company policy on solicit-ing or interference.
45. For the term of three (3) years after sale or transfer, an IA agrees that he/she shall not, directly or indirectly, disrupt, damage, impair or interfere with the business of the Company, whether by way of interfering with, or raiding its employees or IAs, disrupting its relationship with customers, agents, representatives, suppliers, vendors or manufacturers or otherwise. "Disrupting" or "interfering" shall include, but not be limited to, direct or indirect solicitation or recruitment for other direct selling business opportunities or products or services of other direct selling companies. An IA seeking to sell or transfer his/her IA position must acknowledge and agree to this provision prior to the finalization of the sale or transfer of their IA position.
46. This statement of policies and procedures is incorporated into the IA agreement and constitutes the entire agreement of the parties regarding their business relationship.
47. The Company expressly reserves the right to alter or amend prices, Rules and Regulations, Policies and Procedures, product availability and compensation plan. Upon notification, in writing, such amendments are automatically incorporated as part of the agreement between the Company and the IA. Company communication of changes may include, but shall not be limited to mail, email, fax, posting on the Company website, publication in company newsletters or magazines, etc.
48. Business Entities.
  1. Corporation: Copies of articles of incorporation are required, including the page with state seals and notarization. These articles will show who the principals are and prove validation of Federal ID Number/Business Number/E.I.N, plus a W-9 form.
  2. LLC: IRS acceptance only. The name on the IRS acceptance is required to state the LLC in order to use it as an LLC, plus a W-9 form.
  3. Trust: An affidavit of trust with the notarized copy of the power of attorney is necessary. If Federal ID Number is to be used and is not noted in the affidavit, an IRS acceptance will be required, plus a W-9 form.
  4. Partnership: To register as a partner, complete the partnership portion of the Entity Information form, along with all signatures that apply, plus a W-9 form.
  5. Entity Guarantee for Owners: Although Company has offered IAs the opportunity to conduct their IA position as corporate, LLC, trust, partnership or other form of legal entities, it is agreed that since the IA position entity is under the control of its owners or principals, the actions of individual owners or beneficiaries as they may affect the Company and the IA position are also critical to Company’s business. Therefore, it is agreed that actions of the ownership entity shareholders, members, officers, directors, trustees, beneficiaries, agents, employees or other related or interested parties and the actions of such parties, which are in contravention to Company’s policies shall be attributable to the corporate, LLC, trust, partnership or other legal entity.
  6. In the event that any of the ownership entity shareholders, members, officers, directors, trustees, beneficiaries, agents, employees or other related parties shall terminate ownership interests in the IA position, any breaching actions by such parties that continue to have a beneficial financial interest, directly or indirectly, in the IA position shall be attributable to the IA position.
49. The Company recognizes that members of the same household may belong to competing company. Although the actions of the parties are normally in good faith, in some circumstances, there is an abuse of relationships in which the non-company household member is engaged in recruitment, solicitation or raiding of the Company sales organization or subscribers. Since the household member that has an ownership interest in the Company IA position is in the best position to be responsible to prevent raiding activity by their co-household member, the raiding activity of the non-company household member shall be attributed to the Company IA position, subjecting the IA position to discipline or termination.
50. It is agreed that Company is authorized to use IA's name, photograph, personal story and/or likeness in advertising or promotional materials and IA waives all claims for remuneration for such use.
51. Disciplinary Actions. An IA's violation of any policies and procedures, the agreement, terms and conditions or any illegal, fraudulent, deceptive, or unethical business conduct may result, at the Company's discretion, in one or more of the following disciplinary actions:
  1. Issuance of a written warning or admonition.
  2. Imposition of a fine, which may be imposed immediately or withheld from future commission checks.
  3. Suspension, which may result in termination or reinstatement with conditions or restrictions.
  4. Termination of the IA.
52. Termination. The Company reserves the right to terminate any IA at any time for cause when it is determined that the IA has violated the provisions of the IA agreement, including the provisions of these policies and procedures as they may be amended or the provisions of applicable laws and standards of fair dealing. Such involuntary termination shall be made by the Company at its discretion.
  1. Upon an involuntary termination, the Company shall notify the IA by mail at the latest address listed with the Company for the IA. In the event of a termination, the terminated IA agrees to immediately cease representing him/herself as an IA.
  2. When a decision is made to terminate an IA, the Company will inform the IA in writing that the IA is terminated immediately, effective as of the date of the written notification.
  3. The termination notice will be sent by certified mail to the IA's address on file with the Company.
  4. The IA will have 15 days from the date of mailing of the certified letter in which to appeal the termination in writing, and provide written response to the finding of violations of Company agreement, policies and/or rules. The IA's appeal and/or response correspondence must be received by the Company within 20 days of the Company's termination letter. If the appeal is not received within the 20-day period, the termination will be automatically deemed final.
  5. If an IA files a timely appeal of termination, the Company will review and reconsider the termination, consider any other appropriate action, and notify the IA of its decision. The decision of the Company will be final and subject to no further review. In the event the termination is not rescinded, the termination will be effective as of the date of the Company's original termination notice.
53. All IAs have the right to bring other IA’s to the Company and receive compensation as outlined in the Company IA commission structure. We call an IA who brings another IA to the Company salesforce an introducing IA. The Company provides various methods of registering or informing the Company of newly introduced IAs, including online internet registration via the introducers’ IA website, or telephone registration. Until such time as the Company receives an application, either as hard copy or via an IA website, containing all appropriate information, as well as the signature of the proposed new IA, the Company will only consider the internet, or telephone registration in the category of "intended" recognition of introducing IA. Thus, although the Company is attempting to create some convenience for its introducing IAs, it is the responsibility of the introducing IA to cause delivery to the Company of a completed and signed IA agreement if the introducer is to expect formal recognition as the official introducing IA.
54. See specific addenda to IA agreement for specific states as to statutory purchasing limitations, buyback rules and other restrictions, disclosures and additional IA rights and responsibilities. In any state with a business opportunity statute, required expenditures during the first six months shall not exceed the statutory amount that initiates applicability of the state business opportunity statute.
55. Income Claims. No income claims, income projections nor income representations may be made to prospective IAs. Obviously, any false, deceptive or misleading claims regarding the opportunity or product/service are prohibited.
56. Representation of Status. In all cases, any reference the IA makes to him/herself must clearly set forth the IA's independent status. For example, if the IA has a business telephone, the telephone may not be listed under the Company's name or in any other manner which does not disclose the independent contractor status of the IA.
57. Tax Reporting Applicable to Non-U.S. Citizen/Residents If the IA is a non-U.S. citizen/resident, then he/she hereby confirms that he/she is not a citizen or resident of the United States, and is obliged to inform the Company of this status. The IA agrees that, if the IA engages in any activities related to the Company while physically present in the United States, the IA will (1) inform the Company about such activities, (2) submit a completed IRS Form 8233* to the Company if requested by the Company, completed as directed by the Company, for the year in which such activities occur and for each year thereafter, and (3) inform the Company of the aggregate dollar amount of the sales of the IA as reasonably determined by the IA, are attributable to activities that the IA performed while physically present in the United States (including an explanation of how the IA calculated the amount). The IA understands that, if the IA engages in any such activities in any year, the Company may be required to (1) withhold a portion of each payment to the IA in that year and each subsequent year and (2) report a portion of each payment to the IA to the IRS on IRS Form 1042 and report the same to the IA on IRS Form 1042-S. * IRS Form 8233 is applicable for distributors in certain countries that are parties to a U.S. tax treaty.
58. Judgment and Tax Liens. The Company will comply fully with any court order or instruction/demand by any government taxing authorities within the United States and Canada that orders, instructs or demands the withholding of an IA’s earnings from his/her IA position with the Company.
59. Subpoenas Duces Tecum (Demands for Records). Assuming proper jurisdiction, the Company will comply with all subpoenas duces tecum demanding financial compensation records of an IA in his/her capacity as an independent contractor with the Company.
60. Requests for Records. The Company will comply fully with all requests for records accompanied by a properly prepared and signed authorization by the person whose records are being sought. The Company will comply fully with all requests for records by government agencies with the authority to request such records and accompanied by the requisite legal documentation.
61. Newspaper and Online Advertisements. Some IAs use classified advertising in the newspapers or online, such as Craig's List, to find customers or other IA’s. The following rules apply:
  1. No advertisement may imply that a "job" or "position" is available.
  2. No specific income can be promised.
  3. Advertisements must contain no misleading facts or distortions of the Company opportunity or product line.
  4. Subscriptions cannot be sold for more than the Companies retail price or available outside the Companies current access processes.
62. Business Cards and Stationery Any printed materials, including business cards and stationery, must be approved by the Company in advance. Criteria for approving these materials will include a judgment regarding the quality of the materials as well as properly setting forth the independent status of the IA.
63. Telemarketing Techniques. In the United States of America, the Federal Trade Commission and the Federal Communications Commission each have laws that restrict telemarketing practices. Both federal agencies (as well as a number of states) have "do not call" regulations as part of their telemarketing laws. Although the Company does not consider IAs to be "telemarketers" in the traditional sense of the word, these government regulations broadly define the term "telemarketer" and "telemarketing" so that your inadvertent action of calling someone whose telephone number is listed on the federal "do not call" registry could cause you to violate the law. Moreover, these regulations must not be taken lightly, as they carry significant penalties. Therefore, IAs must not engage in telemarketing in the operation of their Company businesses. The term "telemarketing" means the placing of one or more telephone calls to an individual or entity to induce the purchase of a Company product or service, or to recruit them for the Company opportunity. "Cold calls" made to prospective customers or IAs that promote either Company products or services or the Company opportunity constitute telemarketing and are prohibited. However, a telephone call(s) placed to a prospective customer or IA (a "prospect") is permissible under the following situations:
  1. You may call or text family members, personal friends, and acquaintances. An "acquaintance" is someone with whom you have at least a recent first-hand relationship within the preceding three (3) months. Bear in mind, however, that if you make a habit of "card collecting" with everyone you meet and subsequently calling or texting them, the FTC may consider this a form of telemarketing that is not subject to this exemption. Thus, if you engage in calling "acquaintances," you must make such calls on an occasional basis only and not make this a routine practice.
  2. The prospect's personal inquiry or application regarding a product or service offered by the IA, within the three (3) months immediately preceding the date of such a meeting.
  3. If the IA has an established business relationship with the prospect. An "established business relationship" is a relationship between an IA and a prospect based on the prospect’s purchase, rental or lease of goods or services from the IA, or a financial transaction between the prospect and the IA within the eighteen (18) months immediately preceding the date of a telephone call to induce the prospect’s purchase of a product or service.
  4. If the IA receives written and signed permission from the prospect authorizing the IA to call or text. The authorization must specify the telephone number(s) which the IA is authorized to call.
  5. In addition, IAs shall not use automatic telephone dialing systems relative to the operation of their Company businesses. The term "automatic telephone dialing system" means equipment which has the capacity to (a) store or produce telephone numbers to be called, using a random or sequential number generator, and (b) to dial such numbers.
64. Press Inquiries. Any inquiries by the media are to be referred immediately to the Company. This policy is to assure accuracy and consistent public image.
65. Social Networking. If done correctly and in compliance with Company policies, social networking may be useful in driving traffic to the official Company website and to Company authorized personal replicated websites of IAs. The following rules and guidelines, regarding social networking, are applicable:
  1. The Company encourages IAs to join online forums, discussion groups, blogs, and other forms of Internet communication for the purpose of communicating the benefits of Company products and opportunity. Internet social networking is similar to telephoning, emailing, and other technology-assisted communication: it is not a violation so long as it complies with the general policies and procedures governing claims and contacting. Social networks include such sites as Facebook, Instagram, YouTube, LinkedIn, Twitter and so on. Additionally, there are social networks of like-minded persons. You may find social networks by doing a Google search using varying topics.
  2. You must comply with the rules associated with websites and networks. For instance, some sites prohibit the marketing of financial opportunity or the selling of products. On such sites, you may instead choose to share your testimonial of benefits from the technology of the Company; or you may want to talk about how your life is improving. When others in the network hear your testimonial, they will naturally inquire, and that is the opportunity to send them to your authorized Company website.
  3. Upon notifying the Company Compliance Department via email for review, you may publish YouTube, Twitter and other communications. You must supply for content review a link to the material you have posted. In the event your material is found to be non-complying, you will be required to remove it within 24 hours.
  4. If you are on Facebook or other social networking sites, join our Facebook Page and Group. Here are some guidelines for you to follow as you use Facebook, or other social networking sites, to grow your business online.
  5. Positive Steps to Help Your Business:
    
    Post as much as you like to your wall.
    
    Comment as much as you like on your photos and links.
    
    Post as many links on your page.
    
    Activities to Avoid: Do not send more than the allowed friend invites per day or your account may be deactivated. Do not post anything to someone’s wall about the Company if they have asked you to stop. Do not send emails with links to anyone you do not know unless they have asked for the link. Do not post more than the allowed times per day to anyone else's walls, as deactivation may occur.
66. An IA must treat Facebook or any other online forum just like real life but in the virtual space. Your property is your page while other people’s pages are their property; and this "ownership" must be respected as if it were the real property of your neighbor. This simple approach will keep you out of trouble with social networking sites and help us maintain the integrity of the Company.
67. Internet Search Engine Optimization.
  1. IAs may use, reference, or incorporate the Company names and trademarks in approved Internet advertising.
  2. When participating in chat rooms and other social media, Company IAs may use approved Company language (as represented in the brochures, promotional and training materials of the Company and on the Company website) for the purpose of discussing the Company products or opportunity.
  3. IAs may use the language of approved Company literature for Internet advertising. Company trademarks, trade names, or product names, or any variations thereof, may not be used in search engines.
  4. IAs may communicate the benefits of Company products on the Internet and on search engines in appropriate categories.
  5. IAs may not use language that is sexually explicit, threatening, pornographic, violent or otherwise prohibited.
  6. In no way should any independent website or link give the impression of being the official website of the Company, rather than that of a Company IA. All Internet advertising must clearly report that the ad is placed by an "IA" of the Company.
  7. IAs may use words from approved Company advertising as "key words" for the purpose of having communications found by search engines.
  8. With the exception of the IA's authorized hosted Company website, the use of the Company name within a URL address/domain name, directory, file name, e-mail address, official title for a social media account, or any derivative thereof, is not permitted (by way of example, but not limited to the varying derivatives of the name of the Company that use the Company name in the URL or domain name. Company IAs may not use any domain name or email address that includes any reference, whether abbreviated or not, to the Company name, products or services, except in connection with the Company IA's authorized replicated Company website.
  9. Company IAs may not publish, post, or distribute any material on their websites or in conversation or postings on the Internet, including blogs and social networking in connection with the Company that is defamatory, libelous, disparaging, threatening, offensive, harassing, abusive, obscene, pornographic, in violation of applicable law or that inhibits others from enjoying the Company’s main website or the IAs' websites.
  10. Determination of whether a link is objectionable is solely at the discretion of the Company.
  11. IAs may not use tactics such as "cloaking" or other deceptive means on the IAs' web pages (For example: Cloaking in Google terms means designing a website so that search engines see one thing and visitors see another.)
  12. As a practical matter, IAs should make sure that any advertising through digital media, such as the Internet and email, is fully compliant with Company policies and procedures, Internet Compliance Department and existing laws and regulations.
  13. IAs may advertise products over the Internet through independently designed shopping carts or websites that use approved names, logos, product or income testimonials, or product description(s) of the Company. Sales, however, must occur through their Company supplied IA website.
  14. Federal and state regulatory agencies rarely approve or endorse affiliate programs. Therefore, IAs may not represent that the Company's program has been approved or endorsed by any governmental agency.
68. Indemnification and Hold Harmless. The IA hereby indemnifies and releases Company, its officers, directors, agents and assigns and holds harmless from and against the full amount of any and all claims, causes of action, judicial and administrative proceedings suits, charges, liabilities, losses, damages, costs and expenses, including without limitation court costs and reasonable fees and expenses of attorneys and consultants, which are or may be made, filed or assessed against.
69. Waiver. The Company never gives up its right to insist on compliance with these rules or with the applicable laws governing the conduct of a business. This is true in all cases, both specifically expressed and implied, unless an officer of the Company who is authorized to bind the Company in contracts or agreements specifies in writing that the Company waives any of these provisions. In addition, any time the Company gives permission for a breach of the rules, that permission does not extend to future breaches. This provision deals with the concept of "waiver," and the parties agree that the Company does not waive any of its rights under any circumstances short of the written confirmation alluded to above.
70. Governing Law. These rules are reasonable related to the laws of the state of Nevada and shall be governed in all respects thereby. The parties agree that jurisdiction and venue shall lie with the place of acceptance of the IA application, the state of Nevada.
71. Partial Validity. Should any portion of these Rules and Regulations, of the IA's application and agreement, or of any other instruments referred to herein or issued by the Company be declared invalid by a court of competent jurisdiction, the balance of such rules, applications, or instruments shall remain in full force and effect.
Close

The Wealthy Backpacker is a totally new path to personal liberation. Starting today, you can transform your future with the secrets of digital lifestyle entrepreneurs.

Get your FREE book now, and live the wonderful adventure that you are born for!

Here's your STEP-BY-STEP GUIDE TO FREEDOM, FUN AND PERSONAL EMPOWERMENT

There's a new life for you in the Digital Republik —
a country without borders for freedom-seekers everywhere!

Wade Lightheart

I have had the great fortune of learning from some
of the worlds most successful online entrepreneurs and
global investors. Putting this information into action
has set me free. The mission of The Wealthy Backpacker
is to help you do the same.

THE WEALTHY BACKPACKER ADVISORY TEAM

The Personal Wealth Empowerment System

Working for money? Make money work for you!

We share proven system on how to live, work and invest internationally in THREE powerful monthly bulletins:

Scroll down to learn more!

The Global Lifestyle

The Wealthy Backpacker Global Lifestyle bulletin provides digital nomads with the latest information on desirable work and visit destinations from around the world.

Buying back your time, while living a luxurious lifestyle at a fraction of western prices is readily available for those who wish to take the plunge by living in a foreign country.

Whether for an extended work-cation, a short cultural experience, or full-on immigration and residency - the Global Lifestyle bulletin gives you the ins and outs of living life to the fullest.

The Global Entrepreneur

Today online marketing and business development are changing at the speed of thought. To keep abreast of the changes in the digital world you need hard-hitting facts, strategies, and techniques that can allow you to grow your business without blowing your budget.

Ever wondered how the world’s wealthiest people build and preserve wealth? Perhaps you’ve wanted to put your investment funds into projects that make money while making a difference.

The Global Entrepreneur bulletin provides you with the latest proven strategies and opportunities that you can employ immediately and get results.

The Global Investor

The Global Investor bulletin shares investment opportunities from around the world that can make you feel good about where you put your money while providing you an opportunity for excellent returns over time.

Whether you’re a sophisticated investor with an existing portfolio, or you’re new to investing have never purchased stock before, the Global Investor bulletin can help you bring your investing to the next level.

The Global Investor monthly updates and interviews provide you with behind-the-scene insights from our investment coaches and advisors. Now you can put your money to work in the markets and make a difference at the same time.

GET YOUR ACCESS TO FREEDOM, FUN AND PERSONAL EMPOWERMENT!

Testimonials

Krista Whiteside

Holistic Nutritionist and Online Entrepreneur

"An incredible resource for financial education that has allowed me to achieve financial mobility."

Dale Seeman

Hair Stylist, Artist, Business Owner

"I am not a savvy investor, and this book gave me the confidence to invest."

Stefan Pylarinos

Author & Internet Millionaire

"The Wealthy Backpacker is an outstanding book that will help anyone get started making money online."

Choose Total Financial Liberation

There's an exciting livestream webinar that shows you exactly how you can make money as an Affiliate with the Wealthy Backpacker. Be sure to register now!

Here's your STEP-BY-STEP GUIDE TO FREEDOM, FUN AND PERSONAL EMPOWERMENT

The Wealthy Backpacker is a totally new path to personal liberation. Starting today, you can transform your future with the secrets of digital lifestyle entrepreneurs. Get your FREE book now, and live the wonderful adventure that you are born for!

Here's your STEP-BY-STEP GUIDE TO FREEDOM, FUN AND PERSONAL EMPOWERMENT

There's a new life for you in the Digital Republik — a country without borders for freedom-seekers everywhere!

Wade Lightheart

I have had the great fortune of learning from some of the worlds most successful online entrepreneurs and global investors. Putting this information into action has set me free. The mission of The Wealthy Backpacker is to help you do the same.

THE WEALTHY BACKPACKER ADVISORY TEAM

The Personal Wealth Empowerment System

Working for money? Make money work for you!

We share proven system on how to live, work and invest internationally in THREE powerful monthly bulletins:

Scroll down to learn more!

The Global Lifestyle

The Wealthy Backpacker Global Lifestyle bulletin provides digital nomads with the latest information on desirable work and visit destinations from around the world.

Buying back your time, while living a luxurious lifestyle at a fraction of western prices is readily available for those who wish to take the plunge by living in a foreign country.

Whether for an extended work-cation, a short cultural experience, or full-on immigration and residency - the Global Lifestyle bulletin gives you the ins and outs of living life to the fullest.

The Global Entrepreneur

Today online marketing and business development are changing at the speed of thought. To keep abreast of the changes in the digital world you need hard-hitting facts, strategies, and techniques that can allow you to grow your business without blowing your budget.

Ever wondered how the world’s wealthiest people build and preserve wealth? Perhaps you’ve wanted to put your investment funds into projects that make money while making a difference.

The Global Entrepreneur bulletin provides you with the latest proven strategies and opportunities that you can employ immediately and get results.

The Global Investor

The Global Investor bulletin shares investment opportunities from around the world that can make you feel good about where you put your money while providing you an opportunity for excellent returns over time.

Whether you’re a sophisticated investor with an existing portfolio, or you’re new to investing have never purchased stock before, the Global Investor bulletin can help you bring your investing to the next level.

The Global Investor monthly updates and interviews provide you with behind-the-scene insights from our investment coaches and advisors. Now you can put your money to work in the markets and make a difference at the same time.

GET YOUR ACCESS TO FREEDOM, FUN AND PERSONAL EMPOWERMENT!

Testimonials

Krista Whiteside

Holistic Nutritionist and Online Entrepreneur

"An incredible resource for financial education that has allowed me to achieve financial mobility."

Dale Seeman

Hair Stylist, Artist, Business Owner

"I am not a savvy investor, and this book gave me the confidence to invest."

Stefan Pylarinos

Author & Internet Millionaire

"The Wealthy Backpacker is an outstanding book that will help anyone get started making money online."

Choose Total Financial Liberation

There's an exciting livestream webinar that shows you exactly how you can make money as an Affiliate with the Wealthy Backpacker. Be sure to register now!

Here's your STEP-BY-STEP GUIDE TO FREEDOM, FUN AND PERSONAL EMPOWERMENT

Register

The Wealthy Backpacker is a totally new path to personal liberation. Starting today, you can transform your future with the secrets of digital lifestyle entrepreneurs.

Get your FREE book now, and live the wonderful adventure that you are born for!

There's a new life for you in the Digital Republik —
a country without borders for freedom-seekers everywhere!

I have had the great fortune of learning from some
of the worlds most successful online entrepreneurs and
global investors. Putting this information into action
has set me free. The mission of The Wealthy Backpacker
is to help you do the same.